medicare cost


Part A costs: What you pay in 2023:

$0 for most people (because they or a spouse paid Medicare taxes long enough while working – generally at least 10 years). If you get Medicare earlier than age 65, you won’t pay a Part A premium. This is sometimes called “premium-free Part A.”

Do I qualify for premium-free Part A?
Tooltip text here!

Who qualifies for Part A without paying a monthly premium?

If you don’t qualify for premium-free Part A: You might be able to buy it. You’ll pay either $278 or $506 each month for Part A, depending on how long you or your spouse worked and paid Medicare taxes.



$1,600 for each inpatient hospital
benefit period
, before
Original Medicare
starts to pay.

There’s no limit to the number of benefit periods you can have in a year. This means you may pay the deductible more than once in a year.

How do benefit periods work?

Inpatient stay
  • Days 1-60: $0 after you pay your Part A deductible.
  • Days 61-90: $400 copayment each day.
  • Days 91-150: $800 copayment each day while using your 60
    lifetime reserve days
  • After day 150: You pay all costs.

What’s not covered?

What will I pay if I get mental health services as an inpatient?

Skilled nursing facility stay
  • Days 1-20: $0 copayment.
  • Days 21-100: $200 copayment each day.
  • Days 101 and beyond: You pay all costs.
Home health care

$0 for covered home health care services.

20% of the
Medicare-approved amount
for durable medical equipment (like wheelchairs, walkers, hospital beds, and other equipment)

Hospice care

$0 for covered hospice care services.

You may also pay:


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